Seller take-home calculator

What You Actually Walk Away With

Sale price minus commission, title, escrow, transfer tax, and mortgage payoff. The real net-to-seller number your agent usually ballparks.

Sale price *

State *

County (optional)

Remaining mortgage balance

Seller agent commission

Buyer agent commission

Post-NAR settlement, this is negotiable.

Title insurance

Varies by state — 0.5% is a common baseline.

Escrow / closing fee

Transfer tax override (optional)

Leave blank to use state default. Override for county / city add-ons.

Prorated property tax

Remaining HOA dues

Home inspection credit

Seller concession to the buyer — reduces your net.

Most agents quote “about $X” for closing costs. The actual breakdown is mostly state law + ancillary fees. Know each line before you sign.

Estimates only • Not tax or legal advice • County / city add-ons may apply