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What Real Estate Agents Actually Charge

Post-NAR settlement, commissions are negotiable. See what agents in your area charge.

Low End

4%

Average

5.1%

High End

6%

National average: 5.15% New York, NY: -0.1% vs national

Since the NAR settlement (2024), average commissions have dropped approximately 0.5-0.8%. Buyer-agent commissions are no longer preset on the MLS — everything is negotiable.

What These Numbers Mean

On a $400,000 home at the national average of 5.15%, total commission is $20,600, typically split between listing and buyer agent.

At the low end in New York, NY (4%), that same home costs $16,000 in commission — a savings of $4,600.

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